Independent employee benefits consultancy in New Jersey
Benefits that work as hard as your team does.
Kandelaki Solutions helps employers design coverage that attracts talent, controls costs, and stays compliant, with independent advice that puts your business first..
Independent since 2017 · Licensed in 25+ states · Bilingual practice
Kandelaki Solutions is an independent employee benefits, insurance, and compliance consultancy based in Manalapan, New Jersey. Since 2017, we have helped employers build benefits programs that work for their people and their budgets, explained in plain English, with zero sales pressure..
Our tagline says it all: PLAN. SOLVE. WIN. We plan carefully, solve the real problem in front of us, and measure winning by long-term relationships, not one-time sales. Text or call (848) 400-4899 to start the conversation.
Coverage, compliance, and care: connected
Most employers juggle health insurance, compliance deadlines, and employee questions as three separate headaches. We bring them together into one coherent strategy, so nothing falls through the cracks and you always know who to call.
What we do
Coverage, compliance, and care: connected
One independent partner across the three things every employer benefits program needs.
Coverage that fits your team
Group health, dental, vision and voluntary benefits, designed around your workforce, your budget and your goals, from independent multi-line options.
Compliance, handled proactively
Stay ahead of ACA, ERISA and state requirements with clear guidance and a calendar of what is due, so deadlines never catch you off guard..
Care beyond enrollment
Year-round support for your HR team and your people: renewals, claims questions and benefits education, all from one accountable partner.
Benefits and insurance, built around your business
Every employer is different, so every program we build is different. Explore our core service lines. Each one is designed, explained, and supported by our team in Manalapan, NJ.
Group Health Insurance
Medical coverage designed around your workforce and your budget.
Vision Insurance
Simple vision coverage that rounds out your benefits package.
Life Insurance
Group life coverage that gives your team real peace of mind.
Disability Insurance
Income protection for your people when they cannot work.
Retirement Plans
Plan design and fiduciary-process education at the employee-benefits level.
Enterprise Strategy & Benefit Audits
Our flagship service: claims and data analytics, renewal strategy, cost containment.
Executive Protection
Key-person, executive life and disability, and buy-sell funding.
Business Risk Insurance
A high-level look at commercial coverage for your company.
Individual & Family
Health and life options for individuals and families.
How it works
A clear path to better benefits
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Discover
We learn your business, your team, your current plans and what is working, and what is not.
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Design
You get independent options across carriers and plan types, explained in plain language with clear trade-offs.
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Deploy
We manage enrollment, employee communication and carrier setup so the transition is smooth.
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Ongoing support
Year-round advocacy: renewals, compliance reminders and answers whenever your team needs them.
Client stories
What employers say
Alex explained every option in plain language and handled the entire transition. Our team finally understands their benefits.
Renewal season used to be chaos. Now we have a plan months ahead, clear numbers, and someone who answers the phone.
The compliance guidance alone was worth it. We caught issues we did not know we had, before they became problems..
Questions employers ask us
What does an employee benefits broker actually do?
A benefits broker helps employers design, purchase, and manage employee benefits: mainly group health insurance, plus dental, vision, life, and disability. A good broker also guides renewals, supports compliance, and answers employee questions year-round. Think of us as your benefits department without the overhead of hiring one.
We are a small business. Are we too small for group benefits?
Probably not. Businesses with just a handful of employees can offer meaningful group benefits, and many of our clients started exactly where you are. The right plan structure and contribution strategy matter more than company size. We will give you an honest read on what makes sense, including telling you if waiting is smarter..
How do you get paid?
We are an independent brokerage. Like most brokers, we are typically compensated through commissions included in the carrier’s pricing. We will explain exactly how we are paid before you commit to anything, so there are no surprises and no pressure to move forward until you are comfortable.
Do you only work with New Jersey businesses?
We are based in Manalapan, New Jersey, and many of our clients are NJ employers, but we are licensed in 25+ states. so we regularly serve businesses with teams across state lines. If your workforce is spread out, we will make sure your benefits strategy accounts for every location.
Have more questions? Visit our full FAQ.
Prefer to reach out directly? Text or call (848) 400-4899 or email alex@kandelakisolutions.com.
Ready to make benefits a competitive advantage?
Get independent advice on your coverage, costs and compliance in one conversation.